HOUSING LOAN

 

Hybridteck Housing Loan Scheme: A Pathway to Homeownership

Owning a home is a major milestone, and Hybridteck Home Solutions is committed to making it achievable for everyone through its Hybridteck Housing Loan Scheme. This scheme provides an opportunity for individuals to systematically save towards land ownership and access financing for home construction. With a structured payment system, flexible contributions, and an affordable repayment plan, subscribers can confidently build their dream homes.

How the Hybridteck Housing Loan Scheme Works

Step 1: Land Savings and Ownership

To qualify for the Hybridteck Housing Loan, a subscriber must first successfully complete the land savings plan without any defaults. This structured savings plan allows individuals to contribute daily, weekly, or monthly towards acquiring land through Hybridteck Home Solutions. Once the required savings are fully made, the subscriber is allocated land for their home construction.

Step 2: Applying for a Building Loan

After securing the land, the subscriber becomes eligible to apply for a building loan to finance the construction of their home. Under the Hybridteck Housing Loan Scheme, the financing is structured as follows:

• The subscriber contributes 60% of the total building cost.
• Hybridteck Home Solutions provides a loan for the remaining 40% of the total building cost.

To ensure that subscribers meet their 60% contribution, they are allowed to make direct contributions to Hybridteck Home Solutions at their own convenience—daily, weekly, or monthly.

Step 3: House Construction & Handover

Hybridteck Home Solutions oversees the construction of the home based on approved standard designs and quality materials. Upon completion, the house keys are handed over to the subscriber, ensuring a seamless transition to homeownership.

Step 4: Loan Repayment Plan

To make repayment flexible and affordable, the 40% loan provided by Hybridteck is to be repaid within seven (7) years at an annual interest rate of 15%. This structured repayment plan ensures that subscribers can comfortably fulfill their financial obligations while enjoying the benefits of homeownership.

Benefits of the Hybridteck Housing Loan Scheme

• Flexible Savings & Contributions – Subscribers can contribute at their own pace through daily, weekly, or monthly deposits.
• Affordable Home Financing – Hybridteck supports subscribers by providing 40% of the required building cost.
• Hassle-Free Construction – Hybridteck ensures that homes are developed to standard and delivered upon completion.
• Extended Loan Repayment Period – The 7-year repayment period with a 15% annual interest makes repayment more manageable.
• Seamless Homeownership Process – From land savings to construction and handover, Hybridteck provides a smooth journey to owning a home.

The Hybridteck Housing Loan Scheme is designed to empower individuals and families to achieve homeownership without financial stress. By leveraging this innovative financing solution, subscribers can systematically build and own their dream homes with ease.

For more details on how to get started, contact Hybridteck Home Solutions today!